Maria Lucia

Elisabeth

Inês

ADVANTAGES AND DISADVANTAGES OF LIVING IN THE CITY

I like to live in the city, and I prefer bigs cities, with a lot of people in the streets and other many things that annoying my friends. The advantage of living in a big city is that you have everything you need, anytime: acess a cultural goods, infra-structure, good heath care and also excelents schools. But there are many and importants disadvantages too. In a big city you don't have fresh air and the pollution brings some ills. The violence is something common and the people are almost always in hurry. I don't know if it is a advantage, but a urban beauty is something that is only appreciate to whom lives in a big city, like the traffic lights, noisy and no empty space.

Márcio

little x a little - few x a few

http://www.ego4u.com/en/cram-up/vocabulary/little-few

Have fun!

Ale Café

Can you describe your professional personality?

by Maria Lúcia 

Do you know some job in which people who boosts your career  and who helpe their collegues to do something better to the company ? That’s my dream’s job. By the way,  who wouldn’t like get  a chance to work with this kind of people who are helpful and give us honest suggest when we most need it?.
I’m talking about a team player, a person who has a important role for everybody grow up with him/her. I’m not sure if exist some statistic number of good professional like somebody I’m talking about, but I’ve had experience from the job in which people tryied to be friendly, eficientte and professional at the same time. Unfortunately, my last job was completely different from that I’ve come up.  I knew someone who has a dúbious behavior. She has been trying to be complicate, conservetive, and hiding their skills avoiding share them with others co-workers. Can immage somebody who requires many jobs be gotten in a hurry? She is a really tynrant. As a workaholic, she think everybody must to be same her.
This case is only once to the million that exist around us. On the other hand, there is much people  such as good friend and a good professional that add us knowledgy and make us to see and think different from the others. That people really are team player that contribut to the group achieves.
Being a team player is possible to contribute to the profit of the company and help it get the best opportunits. Thats song exagerate, but is not.  They are significant part of our inside job life.

spending habits

Being happy as a biger spender is not good idea as being a spendthrift. The old proverbs has already said: don't make extremes choices, it could be destructive. The sounds suspicions, but is not. I have trying to bring that proverb up and use it how much I can. It is not different when I need to manage my budget. Most parte of time I'm very seduce by clothes, books, CDs, etc.  and even I really want to get some of them, I stop to think and I talk by myself get out of it. Also, I have done an usuful tecnic which I call convincing by myself. Throught it I have been control my compulsive way, putting it into my mind. I'm trying to think if I saved up maney I would have opportunity to travel soon. After then, I start to make my futur's travel plans even it be longer.
That reallity what I described to you came from over time and over mistakes. I was going to be very irresponsable, but in time I understood how bad all of those were. I made a lot of mistakes like some day in the short past I had bought two big speakers I've never used. In thrue, the speakear were a good bargain and were very stylish, however, unusuful. Another day I saw a baroque chair and I thought it could be very charming in my room. At the same day I asked my boss to go out for a few minutes and I went to store to buy it. Summarizing, that chair was bigger than my door. There were a mount of others experiences that drove me to think how stupid I was being.
Actually I create my budget and a live within my mean, paying my debts in full and buying only what really I need.

                                                                                                                                                                  by Maria Lúcia

Financial goals

Fisrt of all I think that financial education should be obligation in high school because some people don´t know the real value for somethings. Then goverment should be hard with the bad debts for them take care financial health better and dont´t be a spendthrift. After that the banks can´t charge a lot of taxes and high interest because the population in geral don´t know how much pay about it. Finally, if all people have had minimmum knowlodge and  consequence about waste money, they don´t be a big spender.  

Daniel

Spending Habits

 I am not consider myself a cheapskate but my friends told me that I don´t open my hand for anything.
Some years ago, I was a big spender, I used to buy a lot of unnecessary things. Now I learn to be a spendthrift. I spend my money carefully because I kow how hard it is to get it.
Every that I can buy something that I like, firstly I search for what is the best price and if it´ll be necessary. When I see clothes, shoes, caps and stuff like that are on sale, I tend to buy it.
The best way to get good things with a good price is to buy them in diferrent seasons.
When you are in winter you need to buy beautiful hot clothes and when you are in summer you should buy winter clothes like jackets and jeans, for example.
Don´t waste money because it doesn´t grow on trees!

Daniel

Spending habits

My motto is "Everything in moderation". This is my guide for my spending habits. If I need to buy something, I usually do researches at least in three different places before buying.
Most of time, I am frugal, but sometimes I spend my money with stuff that is not important.
I stick to a budget, so, I always pay off my credit card and I don't like buying in many installments.
Having a budget is important because I can control my expenses and I can save up some money.
By the end of 2012, I hope to have saved enough money to take a finance course in the USA when I will make a dream come true.

Viviane Pioli

Daniel

Viviane

Rafaela

My Spending habits

I'm trying to be a thrifty person, but as I don't have time to make a schedule to keep a budget, I am spendthrift. I need to cut back on spending money as I'm doing. I have to keep track of my expenses and save enough to reach my goals. I don't need to be a cheapskate but it's essencial to have a budget that I can control my expenses and give me peace of mind.

Tania Danailof

My Future Financial Goals

I've decided to reach my goals, some of them in a long-term way and others in a short-term. My short-term goal is to conclude my English course and start my master degree in eight months. Once I've completed my Eglish course, I plan to travel abroad on my vacation and practice my English. After my vacation, I intend to start my master degree.
My long-term goal is to have saved money to buy a house and to have reached real financial independence before I retire. By that time, I invited to have saved enough money to travel all around the world.

Tania Danailof