Financial goals

Fisrt of all I think that financial education should be obligation in high school because some people don´t know the real value for somethings. Then goverment should be hard with the bad debts for them take care financial health better and dont´t be a spendthrift. After that the banks can´t charge a lot of taxes and high interest because the population in geral don´t know how much pay about it. Finally, if all people have had minimmum knowlodge and  consequence about waste money, they don´t be a big spender.  

Daniel